SME - Express Rupya

Structured Finance

Small and Medium Enterprises (SMEs) are the backbone of the economy, but access to structured financial solutions remains a challenge. We specialize in offering customized structured finance solutions to help SMEs scale efficiently and meet their capital needs.

Our Structured Finance Solutions for SMEs

Revenue-Based Financing

Flexible financing solutions where repayments are linked to business revenue, enabling SMEs to manage cash flow effectively.

Loan Against Unlisted Shares (BBB Rated Entities)

Financing solutions for promoters to leverage their holdings in unlisted companies to secure funding of up to ₹100 crore without any hard collateral.

Large Unsecured Limits (Up to ₹30 Crore)

Structured funding for SMEs looking to acquire competitors, expand into new markets, or consolidate operations through mergers and acquisitions.

Venture Debt for Growth-Stage Companiess

Debt financing solutions designed for high-growth SMEs and startups backed by PE/VC investors, enabling expansion without immediate equity dilution.

Acquisition Financing

Debt financing solutions designed for high-growth SMEs and startups backed by PE/VC investors, enabling expansion without immediate equity dilution.

Traditional SME Finance Solutions

In addition to structured finance, we also arrange funding through traditional lending products designed to support SMEs with stable financials and conventional banking requirements. These include:

Working Capital Loans

Short-term loans to finance day-to-day operations, inventory purchases, and receivables.

Term Loans

Long-term loans for capital expenditures, business expansion, and asset acquisition.

Equipment Financing

Loans to purchase machinery and equipment essential for business operations.

Invoice Discounting

Financing against outstanding invoices to improve cash flow and liquidity.

Trade Finance

Solutions for importers and exporters, including Letter of Credit (LC) and Bank Guarantee (BG) facilities.

Loan Against Property (LAP):

Secured loans using commercial or residential property as collateral to raise funds.

Why Choose Us?

We collaborate with banks, NBFCs, AIFs, and credit funds to create customized funding strategies that suit the unique needs of SMEs. Our structured finance approach ensures that businesses receive the right capital solutions to expand, invest, and optimize operations without over-leveraging their financials.

By leveraging our expertise, SMEs gain access to the capital they need to drive growth, stability, and long-term success in a competitive market. Let us help you unlock the potential of your business with the right financing solutions.